Medicare Gap Discount

 Although this federal and manufacturer discount helps keep prescription costs affordable, the out-of-pocket payment can still be high for many beneficiaries. 

Medicare Stages of Coverage

 When you enter the donut hole, you'll have to pay 25% of the cost of your medications. When you've spent $7,050 out of your own pocket on the cost of your medication, you'll enter the catastrophic coverage phase, and you'll only pay 5% of your drug costs out of pocket.